4 to 10 months before the weddingCommon practiceMoney step

Fix one wedding budget
One total, plus a 10% buffer. No wedding loans.
Why It Matters (Clinical Guidance)
- Costs grow fast once bookings start.
- Wedding loans and card EMIs follow you into married life.
- Track spending in one shared sheet.
Primary Citation: Common financial-planning advice
Last checked: October 2026 • Medical review panel forming