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4 to 10 months before the weddingCommon practiceMoney step
Fix one wedding budget

Fix one wedding budget

One total, plus a 10% buffer. No wedding loans.

Why It Matters (Clinical Guidance)

  • Costs grow fast once bookings start.
  • Wedding loans and card EMIs follow you into married life.
  • Track spending in one shared sheet.
Primary Citation: Common financial-planning advice
Last checked: October 2026 • Medical review panel forming