Within 90 days of birthGuidelineMoney stepWindow closes soon
Add baby to health insurance
Most policies give a short window, often 90 days.
Why It Matters (Clinical Guidance)
- Miss the window and the baby may face waiting periods.
- Check whether newborn costs from day 1 are covered.
- Keep the birth certificate ready.
Primary Citation: IRDAI; your policy terms
Last checked: October 2026 • Medical review panel forming